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France leads Europe in fintech momentum - home to over 1,000 startups, 14 unicorns, and the highest funding figures in the EU. But beneath the surface, a surprising issue persists: consumer adoption is lagging.

In our latest blog, we unpack findings from the FIBE 2025 B2C survey and other data sources to explore why only 34% of French consumers use fintech apps - a figure that hasn’t budged much since 2019.

Some key insights:

• Security and trust remain top concerns: 80% fear online payment fraud, and only 8.5% have ever used open banking.
• Cultural preferences lean heavily toward in-person service, household budgeting features, and hybrid models.
• Traditional banks still dominate public trust: 88% of customers trust their advisor, and nearly all check in with their local branch regularly.

The article explores how these attitudes are shaping the market - and what it will take for fintech players to earn broader consumer trust in France.

In 2024, Adyen ruled the mini golf course. This year, Visa is taking over the centerpiece with a Carrera track. So, the big question is: who’s next to claim the centerpiece - and what will it be?

There’s only room for one. We let our imaginations run wild with this film at the end! Now it’s your turn: what would you bring to the table? Become a partner and claim the spot!

While we're on the subject, we’re thrilled to welcome the first 9 partners who’ve already joined us for FIBE 2026 – so happy to have you!